Friday, July 8, 2016

Kalau eksiden


1st, loged a polis report.
2nd, call your insurance company and check the nearest insurance panel workshop at you place. 
3rd, Bring your polis report, car insurance cover note, car regisation card and send your car to the nearest panel workshop and ask the workshop to proceed with OD KFK claim.

OD KFK mean you can claim your own insurance first and your insurance will refer to the 3rd party insurance company who damaged your car, don't  worry about your NCB caused it will not effect your NCB.

( KFK-OD stands for Knock-For-Knock Own Damage claim. In the event of a motor accident and if it is not the Insured's, OD-KFK claim involves the situation when your vehicle suffers damage after being knocked by another party who is at fault. You can then choose to claim against your own insurance policy or against the insurer of the third party)

Let the workshop runner to run everything 'A to Z' for you but you have to make sure your car is insured under 1st party caused 3rd party unable to claim OD KFK.

I hope the above info is able to help you to solve your problem.

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